An Eye Opening Table for Me!

When I was 22 and about to graduate from college I attended a seminar about where to place investment money. A table was shown early in the presentation that I can say literally changed my life. It has been the defining philosophy of my approach to money. The table was made up of five columns. The first column wasContinue reading “An Eye Opening Table for Me!”

Target Date Funds

While I am not personally a fan of Target Dated Funds, they do have a place for people just starting out investing or people who are too busy or lack the interest to follow the market on a regular basis. They are definitely better than doing nothing at all. Target Dated Funds are designed andContinue reading “Target Date Funds”

Buy On The Down Days

Buy low and sell high! Easy to say and really really hard to actually do. We love to watch our investments go up and hate to see them go down. It is well documented that people often do the exact opposite of what they should do when it comes to buying and selling stocks. TheyContinue reading “Buy On The Down Days”

Earnings Per Share (EPS)

When you are new to investing or trying to do a quick evaluation of a stock that you are not really familiar with looking at the companies Earnings per Share (EPS) is good to review. Bluntly, it will tell you right away if the company is making money or not. Investopedia defines EPS as theContinue reading “Earnings Per Share (EPS)”

When to Build Cash!

As a small retail investor it is important to take a patient and disciplined approach to your money. You have to attempt to maximize your ability to buy low and sell high. In this spirit you have to watch out for getting caught up in market momentum. It truly is a lot of fun toContinue reading “When to Build Cash!”

Rule of 72

Every investor and borrow absolutely must know and understand the Rule of 72. The Rule of 72 is a simple math shortcut that can be used to quickly figure out the amount of time it will take for money to double at a fixed rate of interest. The way it works is easy. All youContinue reading “Rule of 72”

Make Your Money Work For You!

The most important thing that you can do for yourself and especially for your children is to get your money to work for you. The way to do that is through the magic of compound interest. Compounding interest is one of the most powerful forces in existence but it takes time. The earlier that youContinue reading “Make Your Money Work For You!”

Saving Takes Patience and Discipline!

Making money is hard. Saving money I will argue is even harder. It absolutely takes a discipline and patience that just does not come naturally for everyone. If you want to make money one of the most important things that you can do is to work really hard. If you are willing to put theContinue reading “Saving Takes Patience and Discipline!”

Market Down Days Are Buying Opportunities!

Buy low and sell high! Easy to say and really really hard to actually do. We love to watch our investments go up and hate to see them go down. It is well documented that people often do the exact opposite of what they should do when it comes to buying and selling stocks. TheyContinue reading “Market Down Days Are Buying Opportunities!”

Don’t Get Greedy With Inflated Stocks!

There really aren’t any shortcuts to true wealth and security. There are people who win the lottery but that is not an actual plan but rather random luck. Right now I’m watching a stock crash that simply had no business being at the price level it was. That stock is DJT. It started trading lastContinue reading “Don’t Get Greedy With Inflated Stocks!”

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