Buy low and sell high! Easy to say and really really hard to actually do. We love to watch our investments go up and hate to see them go down. It is well documented that people often do the exact opposite of what they should do when it comes to buying and selling stocks. TheyContinue reading “There Are Buying Opportunities On Down Days!”
Tag Archives: stock-market
Watch out for Scams!
A comfortable retirement in our later years starts with investment money in our current years. Watching money grow as it compounds is awesome but it is not a quick process. It is in our nature to want to speed that process along. However, scammers and frauds count on these feelings of impatience to try toContinue reading “Watch out for Scams!”
Be Careful with FinTech
Financial technology, or Fintech, has revolutionized the way we handle money, investments, and transactions. While Fintech offers numerous conveniences and efficiencies, it also comes with its own set of cautions and considerations that individuals should be mindful of. Firstly, security is paramount in the realm of Fintech. With the digitization of financial services, there isContinue reading “Be Careful with FinTech”
Build Cash When The Market Is High
As a small retail investor it is important to take a patient and disciplined approach to your money. You have to attempt to maximize your ability to buy low and sell high. In this spirit you have to watch out for getting caught up in market momentum. It truly is a lot of fun toContinue reading “Build Cash When The Market Is High”
Think About Sectors When Investing
When considering investing in sectors, whether in stocks, ETFs, or other financial instruments, it’s crucial to approach it with a thoughtful and strategic mindset. Each sector represents a distinct segment of the economy, characterized by unique market dynamics, regulatory environments, and economic sensitivities. Here are key aspects to contemplate when thinking about sectors for investment:Continue reading “Think About Sectors When Investing”
Why Diversification Is A Must!
Diversification is a fundamental principle in investing that aims to manage risk by spreading investments across different assets and asset classes. This strategy is crucial because it helps investors reduce the impact of any single investment’s poor performance on their overall portfolio. By diversifying, investors can potentially enhance returns while minimizing the likelihood of significantContinue reading “Why Diversification Is A Must!”
What is an ETF?
An Exchange-Traded Fund (ETF) is a financial instrument that pools together assets such as stocks, commodities, or bonds and trades on stock exchanges much like individual stocks. ETFs offer investors a way to gain exposure to a diversified portfolio of assets or a specific sector with relative ease and at a lower cost compared toContinue reading “What is an ETF?”
Understanding Inflation
Inflation refers to the general increase in prices of goods and services in an economy over time. It’s typically measured as a percentage change in the average price level of a basket of goods and services consumed by households. Here’s a breakdown of inflation and its long-term effects: Causes of Inflation: Effects of Inflation OverContinue reading “Understanding Inflation”
Gen X Is Not Ready For Retirement
The oldest members of Gen X begin turning 59 1/2 this month. That is the earliest age when they can start withdrawing retirement assets without a penalty. But many members of Gen X are far from prepared with almost half saying it would take a “miracle” for them to be able to retire. That’s leftContinue reading “Gen X Is Not Ready For Retirement”
Simple Method to Evaluate Mutual Funds
There are thousands of available mutual funds for investors. It can be overwhelming trying to find the best ones for us. Here are my tips that I’ve learned over the years to keep it simple. First, the number of available funds will be cut down significantly if you have a job due to what isContinue reading “Simple Method to Evaluate Mutual Funds”
Patient and Disciplined Saving 