When you are new to stock investing it is very difficult to keep from being overwhelmed with data. There are so many different ratios and measures presented to you, which is good, but can also be very confusing. The bottom line is that all of it can be very useful and important depending on howContinue reading “Price to Earnings Ratio as a Tool”
Tag Archives: finance
Market at Record High! Time to Sell?
The DOW and S&P 500 are at record high levels right now. If we are attempting to always “Buy low and Sell high”, right now is a definitive moment when we should consider locking in gains on certain investments. Which investments should we consider selling? Look at those investments that have run up rapidly, orContinue reading “Market at Record High! Time to Sell?”
Pay Attention to Your Investments
As a small investor you should always be focused on the long-term. You should work on developing your patience and discipline so that you are not panicking at every bit of bad news that comes out and therefore making emotional decisions that are probably going to hurt you more than help you. Rather, trust thatContinue reading “Pay Attention to Your Investments”
Realistic Annual Return for Planning
As you sit down and start working through long term savings calculators, what should you use as a long-term rate of return? Every percentage point makes a pretty big difference over a thirty to forty year time period. The short answer up front is you should use 8% if you have a portfolio primarily madeContinue reading “Realistic Annual Return for Planning”
Millennials the Highest Risk Generation For Financial Hardship!
I just came across an eye opening article that everyone, but especially Millennials should read! Here is the link, Millennials Are The Most Likely Of All Generations To Experience Financial Hardships And Money Troubles, According To Survey I’m not going to repeat everything said in the article but there a couple of recommendations at theContinue reading “Millennials the Highest Risk Generation For Financial Hardship!”
Look for Longterm Trends
Predicting the future is really hard. Duh! Not much of a profound statement there. If we could reliably predict the future we would all be wealthy, healthy, and happy. However, while actually trying to predict the future is wasted effort, trying to identify long-term trends is a little bit easier and worth some time. And,Continue reading “Look for Longterm Trends”
When to Put Cash Aside
As a small retail investor it is important to take a patient and disciplined approach to your money. You have to attempt to maximize your ability to buy low and sell high. In this spirit you have to watch out for getting caught up in market momentum. It truly is a lot of fun toContinue reading “When to Put Cash Aside”
Big Companies Have Been My Best Investments
As a small retail investor it is a common dream to hit that winning lottery ticket by finding and investing in the Microsofts, Amazons, and Apples at their beginnings. However, that is just not realistic to the “little guy” without being fully and completely immersed in whatever that next unicorn start-up is going to be.Continue reading “Big Companies Have Been My Best Investments”
Pay Attention to Fees, Keep Them Low
The great investor Warren Buffet won a famous bet against a Hedge Fund manager that over a ten year period he would have better returns using low cost mutual funds versus a basket of higher cost hedge funds. The founder of Vanguard, Jack Bogel, built one of the most successful companies, ever, on the ideaContinue reading “Pay Attention to Fees, Keep Them Low”
Buy on Down Days, Sell on Up Days
Buy low and sell high! Easy to say and really really hard to actually do. We love to watch our investments go up and hate to see them go down. It is well documented that people often do the exact opposite of what they should do when it comes to buying and selling stocks. TheyContinue reading “Buy on Down Days, Sell on Up Days”
Patient and Disciplined Saving 