I have a bit of a commute to work in the morning and my channel that I listen to during the commute is Bloomberg radio. One of the guests they had on this morning brought up a statistic that about small investors that was shocking to me. He said that in a significant downturn 30%Continue reading “Terrible Statistic About Small Investors”
Category Archives: investments
Realistic Annual Return for Planning
As you sit down and start working through long term savings calculators, what should you use as a long-term rate of return? Every percentage point makes a pretty big difference over a thirty to forty year time period. The short answer up front is you should use 8% if you have a portfolio primarily madeContinue reading “Realistic Annual Return for Planning”
Millennials the Highest Risk Generation For Financial Hardship!
I just came across an eye opening article that everyone, but especially Millennials should read! Here is the link, Millennials Are The Most Likely Of All Generations To Experience Financial Hardships And Money Troubles, According To Survey I’m not going to repeat everything said in the article but there a couple of recommendations at theContinue reading “Millennials the Highest Risk Generation For Financial Hardship!”
Never Leave Free Money on the Table
As a small investor you have to take advantage of every opportunity presented to you. Don’t ever leave free and available money on the table. One of the best is if you have a 401k benefit available to you with a company match. That is one of the very best benefits that you can haveContinue reading “Never Leave Free Money on the Table”
Buy on Bad News!
As a small investor you have to make the most out of opportunities available to you. That is the only way that you can maximize your ability to “Buy low and Sell High”. As I’ve mentioned in previous posts that is much easier said than done. When our emotions come into play we are moreContinue reading “Buy on Bad News!”
Look for Longterm Trends
Predicting the future is really hard. Duh! Not much of a profound statement there. If we could reliably predict the future we would all be wealthy, healthy, and happy. However, while actually trying to predict the future is wasted effort, trying to identify long-term trends is a little bit easier and worth some time. And,Continue reading “Look for Longterm Trends”
When to Put Cash Aside
As a small retail investor it is important to take a patient and disciplined approach to your money. You have to attempt to maximize your ability to buy low and sell high. In this spirit you have to watch out for getting caught up in market momentum. It truly is a lot of fun toContinue reading “When to Put Cash Aside”
Let’s Talk About Cars
Cars/vehicles are essential to the majority of people and especially important to those of us who live in the United States because our cities are not designed for mass transportation. And other than their house, cars are most folks largest investment. It is also well known that cars are also a terrible investment because theyContinue reading “Let’s Talk About Cars”
Big Companies Have Been My Best Investments
As a small retail investor it is a common dream to hit that winning lottery ticket by finding and investing in the Microsofts, Amazons, and Apples at their beginnings. However, that is just not realistic to the “little guy” without being fully and completely immersed in whatever that next unicorn start-up is going to be.Continue reading “Big Companies Have Been My Best Investments”
Bet on the United States Economy
The longterm advantages of the U.S. make it the best bet in the world. It has advantages that have made it and will continue to make it the most powerful economy on Earth. It is large and has favorable geography and climate. It has a large educated population, good demographics, and abundant natural resources. Finally,Continue reading “Bet on the United States Economy”
Patient and Disciplined Saving 