As a small investor it is important to understand what floating stock is. It refers to the number of shares available for trading of a particular stock. Low float stocks are those with a low number of shares. Floating stock is calculated by subtracting closely-held shares and restricted stock from a firm’s total outstanding shares.Continue reading “Floating Stock”
Category Archives: Financial Education
Earnings Per Share!
When you are new to investing or trying to do a quick evaluation of a stock that you are not really familiar with looking at the companies Earnings per Share (EPS) is good to review. Bluntly, it will tell you right away if the company is making money or not. Investopedia defines EPS as theContinue reading “Earnings Per Share!”
Annual Percentage Yield (APY)
When shopping around for interest-bearing bank accounts like CDs it is very important to understand the difference between disclosed annual percentage yield (APY) and the interest rate. The two are similar but there is a difference between them. Understanding the difference will help you know how much of a return to expect on your deposits.Continue reading “Annual Percentage Yield (APY)”
Good Financial Literacy Book
I came across a book entitled How Money Works: Stop Being A Sucker by Tom Mathews and Steve Siebold. It was actually given to my family by my wife’s coworker. After reading it I definitely think that it is a great book for all young people and anyone else looking to add a little knowledgeContinue reading “Good Financial Literacy Book”
Basic Rule Of Investing
Every investor and borrow absolutely must know and understand the Rule of 72. The Rule of 72 is a simple math shortcut that can be used to quickly figure out the amount of time it will take for money to double at a fixed rate of interest. The way it works is easy. All youContinue reading “Basic Rule Of Investing”
Check Your Investments Regularly
As a small investor you should always be focused on the long-term. You should work on developing your patience and discipline so that you are not panicking at every bit of bad news that comes out and therefore making emotional decisions that are probably going to hurt you more than help you. Rather, trust thatContinue reading “Check Your Investments Regularly”
Your Money Needs to Last Longer!
The average lifespan for all people has been going up. This is due to better technology and huge advancements in health care. Despite the blip downward caused by the Covid pandemic, we are all living longer. That is great news! However, it comes with its own challenges. A big challenge is not having enough moneyContinue reading “Your Money Needs to Last Longer!”
Best Place to Invest
The longterm advantages of the U.S. make it the best bet in the world. It has advantages that have made it and will continue to make it the most powerful economy on Earth. It is large and has favorable geography and climate. It has a large educated population, good demographics, and abundant natural resources. Finally,Continue reading “Best Place to Invest”
Watch Out For Investment Scams!
A comfortable retirement in our later years starts with investment money in our current years. Watching money grow as it compounds is awesome but it is not a quick process. It is in our nature to want to speed that process along. However, scammers and frauds count on these feelings of impatience to try toContinue reading “Watch Out For Investment Scams!”
Track Your Money
A boss of mine years ago explained to me that if you want to effect change in some way the most powerful way to do that is to track whatever it is. That is an incredibly powerful idea and I wholeheartedly believe in it. I attempt to use it in many aspects of my lifeContinue reading “Track Your Money”
Patient and Disciplined Saving 