As a small investor you have to take advantage of every opportunity presented to you. Don’t ever leave free and available money on the table. One of the best is if you have a 401k benefit available to you with a company match. That is one of the very best benefits that you can haveContinue reading “Never Leave Free Money on the Table”
Category Archives: Financial Education
Buy on Bad News!
As a small investor you have to make the most out of opportunities available to you. That is the only way that you can maximize your ability to “Buy low and Sell High”. As I’ve mentioned in previous posts that is much easier said than done. When our emotions come into play we are moreContinue reading “Buy on Bad News!”
Look for Longterm Trends
Predicting the future is really hard. Duh! Not much of a profound statement there. If we could reliably predict the future we would all be wealthy, healthy, and happy. However, while actually trying to predict the future is wasted effort, trying to identify long-term trends is a little bit easier and worth some time. And,Continue reading “Look for Longterm Trends”
When to Put Cash Aside
As a small retail investor it is important to take a patient and disciplined approach to your money. You have to attempt to maximize your ability to buy low and sell high. In this spirit you have to watch out for getting caught up in market momentum. It truly is a lot of fun toContinue reading “When to Put Cash Aside”
Resolutions for a New Year
There is a saying about taking on big things that starts with a question, “How do you eat an elephant? One bite at a time.” You can’t take the whole thing on at once. You have to be methodical and disciplined. That is where New Year’s resolutions can actually be very helpful. The start ofContinue reading “Resolutions for a New Year”
Let’s Talk About Cars
Cars/vehicles are essential to the majority of people and especially important to those of us who live in the United States because our cities are not designed for mass transportation. And other than their house, cars are most folks largest investment. It is also well known that cars are also a terrible investment because theyContinue reading “Let’s Talk About Cars”
Big Companies Have Been My Best Investments
As a small retail investor it is a common dream to hit that winning lottery ticket by finding and investing in the Microsofts, Amazons, and Apples at their beginnings. However, that is just not realistic to the “little guy” without being fully and completely immersed in whatever that next unicorn start-up is going to be.Continue reading “Big Companies Have Been My Best Investments”
Bet on the United States Economy
The longterm advantages of the U.S. make it the best bet in the world. It has advantages that have made it and will continue to make it the most powerful economy on Earth. It is large and has favorable geography and climate. It has a large educated population, good demographics, and abundant natural resources. Finally,Continue reading “Bet on the United States Economy”
Pay Attention to Fees, Keep Them Low
The great investor Warren Buffet won a famous bet against a Hedge Fund manager that over a ten year period he would have better returns using low cost mutual funds versus a basket of higher cost hedge funds. The founder of Vanguard, Jack Bogel, built one of the most successful companies, ever, on the ideaContinue reading “Pay Attention to Fees, Keep Them Low”
Buy on Down Days, Sell on Up Days
Buy low and sell high! Easy to say and really really hard to actually do. We love to watch our investments go up and hate to see them go down. It is well documented that people often do the exact opposite of what they should do when it comes to buying and selling stocks. TheyContinue reading “Buy on Down Days, Sell on Up Days”
Patient and Disciplined Saving 